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Post by Charlie on Nov 17, 2005 14:48:40 GMT -5
I am posting this here for lack finding any other place to make the post. ------------------------------------------------------------------------ So if you go when you and your family or friends are off work and or out of school you get punished. Go at the states choice and save money, But anyway you look at it here we go again getting the SHAFT!! Just a FEW years ago they rasied the deer license by 75 % now the only price I could see was were Combo H&F license is going up over 20%. Lets see how this works, Fuel to heat your home up 100%, fuel for your cars, up 125%, fuel to run tractors and combinds up 175%. Food up 35% OUR PAY ? MAYBE 3%-5%IF YOU ARE LUCKY AND THEY DONT DOWN SIZE YOU JOB OR SENT IT TO MEXICO. Please Oh Please don't try the sale to me about it goes to a good cause!!!!!! ----New DNR fees from the Indy Star "Hoosiers who want to hunt and fish or just visit Indiana's state parks will have to open their wallets a little wider next year. Fees for those activities and others will increase under a new Department of Natural Resources fee structure approved Tuesday. An annual resident park pass, for example, will increase to $36 from $26, DNR Director Kyle Hupfer has decided, and a combined hunting and fishing license will rise to $25 from $20.75." I like Doug's remark from the IDHA ,that it is cheaper than going to a Colts or Pacer game? Well they priced those games out of my reach years ago, and now they are working on my hunting!!!I don't care how the IDHA cares to say it, they are priceing the hunter out of the game ! Charlie you can read the article here New Fees www.indystar.com/apps/pbcs.dll/article?AID=/20051116/NEWS01/511160464" |
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Post by Woody Williams on Nov 17, 2005 14:52:22 GMT -5
Yep...You are right...
They are making it tougher and tougher (money wise)for the average Joe to do what he like best - fish and hunt..
The Campfire is as good as place as any to post this..
Thanks and welcome..
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Post by kevin1 on Nov 18, 2005 8:40:50 GMT -5
As you've pointed out , prices almost always go up . About all we can do is budget more wisely or find another revenue source to make up the difference . Ironically , that puts us in the same boat as IDNR .
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Post by drs on Nov 18, 2005 10:10:27 GMT -5
Stupid policies & ideas is what got the IDNR in the shape it's currently in. They should have never issued Lifetime Hunting license that also included tags & permits. The Lifetime Hunting & Fishing Licenses would be fine for Small Game but NOT for Turkey & Deer.
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Post by Woody Williams on Nov 18, 2005 10:29:09 GMT -5
Stupid policies & ideas is what got the IDNR in the shape it's currently in. They should have never issued Lifetime Hunting license that also included tags & permits. The Lifetime Hunting & Fishing Licenses would be fine for Small Game but NOT for Turkey & Deer. Then they would not have sold very many. The Lifetime Licenses sales started back when investments were getting TOP dollar interests and dividends. At THAT TIME it was good deal to get as much money as possible into these type of accounts. That is why the IDNR AND a LOT of other states went to a Lifetime License program. IF those investments were still getting the same type of interest and dividends the IDNR would be rolling in dough. But they are not. Hindsight is 20/20 and NOW that we look back it was not the decision that should have been made for the long term. Of course if we all had a crystal ball we would all be rich. Lifetime licenses are now almost a negative for the IDNR. That is why they were dropped. A full 41% of all deer killed yearly are killed by hunters who do not buy an annual over the counter tag. The non-buyers include the Lifetime License holders, youths, military and landowners. The landowner free tags is in the process of revision to SOME landowners. . |
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Post by drs on Nov 18, 2005 11:46:42 GMT -5
I understand the State's effort to make money through investments; but the type they made were not too secured. I imagine 9/11 had a lot to do with it also when the Stock Market Tanked. We also have to give credit to the Federal Reserve for their contribution to the situation we're in now. You see...."Cheap" money or home mortage loans of around 5% or less usually means less interest returns on money markets and other investment & Bonds. They should have left the mortage rates at around 12% to 15% inorder for the banks to be able to pay a reasonable rate of interest return on money markets and CD'S.
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Post by kevin1 on Nov 18, 2005 12:34:11 GMT -5
You see...."Cheap" money or home mortage loans of around 5% or less usually means less interest returns on money markets and other investment & Bonds. They should have left the mortage rates at around 12% to 15% inorder for the banks to be able to pay a reasonable rate of interest return on money markets and CD'S.
I'm guessing that you don't own a house judging from that statement , and probably aren't old enough to remember the double digit mortgage rates of the 80s . The housing market tanked horribly back then , people just couldn't afford to buy a house , and the few who could quickly took advantage of the much lower rates in the 90s and refinanced as soon as they could . I'm paying a $100,000 note at 7.2% and I wish I could have gotten a much lower one , if the rates had been where you say they should in the vain hope that banks would transfer the wealth to the money market and CDs then I could never have afforded to move at all .
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Post by drs on Nov 18, 2005 14:45:18 GMT -5
[quote author=kevin1 I'm guessing that you don't own a house judging from that statement , and probably aren't old enough to remember the double digit mortgage rates of the 80s . The housing market tanked horribly back then , people just couldn't afford to buy a house , and the few who could quickly took advantage of the much lower rates in the 90s and refinanced as soon as they could . I'm paying a $100,000 note at 7.2% and I wish I could have gotten a much lower one , if the rates had been where you say they should in the vain hope that banks would transfer the wealth to the money market and CDs then I could never have afforded to move at all . [/quote]
The answer to your first statement is: YES I own my own home 100% no mortage or anything. I have NO Debts of any kind. YES, I am old enough to remember the High Mortgage of the early '80's. I am 56 years old, and no I didn't have a mortgage then or now. Concerning your 7.2% rate which is a good rate! When the mortgage rates move up in the next year, you might consider "Laddering" some CD or start a money market account. Use the interest money on those to help pay off your debt. You might ,look into buying an "I" bond which is adjusted for inflation.
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