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Post by lugnutz on Oct 29, 2008 19:23:51 GMT -5
In laymens terms can someone explain to me how this is going to help anyone?
I know 5000$ wouldn't pay half on any health care coverage.
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Post by chicobrownbear on Oct 29, 2008 19:42:16 GMT -5
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Post by lugnutz on Oct 29, 2008 20:14:03 GMT -5
So i suppose if this is true, then $5000 a year will increase every year, to keep up with rising medical costs? I doubt it.
I dare anyone to go to their HR rep and ask them how much Cobra for a family cost each month. BTW Cobra doesn't cover Dental or Vision health care. And its $1000 month as of right now.
Sounds great if your healthy. Now if your not healthy, your goose is cooked. $5800 a year wouldn't put a den't on what the elderly people pay a year on RX items.
People can't make their bills now, how are they gonna make the deductable? Use the $5800? If so, why not incorporate that into the plan and just make it a lower deductible?
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Post by chicobrownbear on Oct 29, 2008 21:07:15 GMT -5
Cobra is a program designed for transitional coverage, not long term.
Your view on health care is what put our system at risk in the first place, and you want to continue that? The Dems clearly already own you, bought and paid for.
You are hung up on the 5,000 dollar figure, there will be money coming in from tax breaks to make up the rest of your coverage.
Your suggestion that the deductible be incorporated into the plan for a lower deductible is the reason the health care system is tanking like it is. Health care costs would come down if plans were in place to increase competitive pricing. We've already seen this with whats left of free market economics in the health care system. The big pharmacy players like Walmart, and Meijer got into a whizzing match over commonly prescribed medications. Who wins? The CONSUMER.
People run to the doctor every time they get the sniffles. Why not? Insurance will pay for the pills I'm going to demand from my doctor. It won't cost me a dime. When you have an entire nation doing this it puts the health care system in the jeopardy it is in today. And your plan is to continue this? Stupid with a capital S.
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Post by lugnutz on Oct 29, 2008 21:18:03 GMT -5
Honestly Chico, how long do you think that $5000 will be sufficient with rising medical costs? You mention addiditional tax breaks, where are they coming from??? Is the tax fairy gonna drop them off somewhere? Mccain isn't gonna raise taxes for anyone, and give everyone tax breaks. Also gonna keep spending 10billion a month a this war,,,hmmm thats not a check book i could keep up with their. BTW RX drugs isn't the only thing killing us, and walmart can drive those prices into the ground. But its not gonna help anyone with a diseases that needs medical treatment, or hospital stay. The price of one chemo treatment alone would pay for most peoples medical plan for an entire year!
BTW, nobody owns me,,,i reluctantly voted for bush 4 yrs ago.
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Post by huxbux on Oct 29, 2008 21:24:58 GMT -5
Nowhere in the Constitution do I find it written that anyone is entitled to the best health care in the world for a really cheap price.
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Post by chicobrownbear on Oct 29, 2008 21:30:29 GMT -5
From the article...
Hence, an employer that pays $9,000 for your benefits would simply pack an extra $9,000 a year into your paycheck. (Why? Because in a competitive labor market, companies would have to hand over that cash to employees or risk losing them.) So you'd have $6,000 after tax, plus the $5,000 family credit, to buy insurance. That's $11,000 in new cash that employees can set aside for health care.
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Post by chicobrownbear on Oct 29, 2008 21:41:05 GMT -5
We have taken almost all of the competition out of medical care, and prices are higher than a cats back. Return the competition and the cost of healthcare comes down.
Say both of us are selling deerstands (healthcare providers). I cut my price by one dollar, and I sell more deerstands than you. This forces you to cut your price to either match mine, or go lower. If you go lower then I am forced to as well. Woody (the government) thinks he can jump in and regulate things better. He creates programs to pay for peoples deerstands, and picks up a big portion of the tab. Everybody is happy because they have deerstands for cheap now. Well, you and I can incrementally raise our prices. The poeple won't care because they all have their cheap deerstands, and ole' Woody is stuck with the bag. He'll pay us, he's good for it. Well, that can only go on so long, and we are at so long. McCains plan will be a step in the right direction to fix this, the Dem plan will deepen it.
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Post by lugnutz on Oct 29, 2008 21:59:21 GMT -5
We have taken almost all of the competition out of medical care, and prices are higher than a cats back. Return the competition and the cost of healthcare comes down. Say both of us are selling deerstands (healthcare providers). I cut my price by one dollar, and I sell more deerstands than you. This forces you to cut your price to either match mine, or go lower. If you go lower then I am forced to as well. Woody (the government) thinks he can jump in and regulate things better. He creates programs to pay for peoples deerstands, and picks up a big portion of the tab. Everybody is happy because they have deerstands for cheap now. Well, you and I can incrementally raise our prices. The poeple won't care because they all have their cheap deerstands, and ole' Woody is stuck with the bag. He'll pay us, he's good for it. Well, that can only go on so long, and we are at so long. McCains plan will be a step in the right direction to fix this, the Dem plan will deepen it. I can understand that thinking, thanks for putting it like that ;D Thats great, if all were created equal. But we know all plans aren't created equal. How about all the americans that are unemployed, how are they gonna get the tax breaks, if they aint workin? Kinda hard to suck a dime from a nickel. Who will be paying for them? I don't see the government help fund a $12000 medical plan for someone thats making 25000 a year. Also what makes you think, when you go shopping every year that the price won't keep rising? Doctors and investors in hospitals isn't gonna suddenly drop their price, they will continually charge your insurance what they've always charged, they aren't gonna take a loss in profit from what they've always got before. Just won't happen. |
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Post by chicobrownbear on Oct 29, 2008 22:16:17 GMT -5
We collectively will still be paying for them through the programs they are already under. This plan shifts a portion of the population over from continuing to contribute to the national problem. When Wal Mart rolls out their plan to put clinics in their stores, their prices will come down.
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Post by huxbux on Oct 29, 2008 22:24:07 GMT -5
To heck with the health care, I want Woody to send me my free deerstand.
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Post by Decatur on Oct 29, 2008 22:26:05 GMT -5
Did I hear Woody is subsidizing deerstand purchases?!?!?!?! ;d Excellent analogy Chico!
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Post by dbd870 on Oct 30, 2008 3:03:07 GMT -5
What brand of stand?
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Post by Old Ironsights on Oct 30, 2008 9:05:09 GMT -5
Well, if they are anything like the European/British/Canadian "treestands" you are talking about a 2x4 some nails and some twine.
But it's free...
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Post by dbd870 on Oct 30, 2008 9:40:32 GMT -5
Yeah, that's a good point - oh well.
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