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Post by genesis273 on Apr 15, 2023 7:48:44 GMT -5
Congratulations Jay! I'm glad you found a nice new rig to haul you and Luke's trophy's around in!
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Post by deadeer on Apr 15, 2023 8:51:46 GMT -5
Congratulations Jay! I'm glad you found a nice new rig to haul you and Luke's trophy's around in! Thank you. I'm looking forward to something a little more modern and dependable. I havent had too many problems, until lately. Breakdowns are starting to add up quickly, and I couldn't risk rolling the dice any longer. |
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Post by deadeer on Apr 15, 2023 10:21:54 GMT -5
Cool beans! Good for you. One good thing about the bed cover. No stacks. It's a hard panel type that folds up in sections. So with the locking tailgate, there's some security. I dont necessarily like the short bed, but I've had them recently so used to it by now. I dont really haul too much cargo, so it will be fine. I like truck caps too, so I will see if he has anything floating around. I like the easy clamps, so can be taken off and on depending what's needed. |
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Post by treetop on Apr 15, 2023 13:21:22 GMT -5
Might as well see if he has a snow plow for it just get it over with one big pain
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Post by esshup on Apr 15, 2023 23:47:53 GMT -5
The plow he had is now on the tractor. If he gets soft then he will need to find one so he can sit in a heated cab to plow snow. LOL
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Post by deadeer on May 5, 2023 13:19:16 GMT -5
That has NOT been our case with the insurance, EVER! We've always had full comp due to financing. In fact, one I bought was a totalled unit, got hit, and totalled it a second time. Then, I bought it back for a couple hundred iirc. So, you may want to shop around on insurance to see if it's just them. As said, we have bought 9 trucks so far, all rebuilt titles, and never a problem with financing or insurance. Interesting. Our insurance company (Auto-Owners) wouldn't insure ours for anything above liability. Just got insurance set up on the new ride. Indiana Farmers covers it 100% full value on rebuilt title. They were happy it was professionally repaired and bought from a dealer. Maybe that is the difference? |
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Post by deadeer on May 5, 2023 13:23:53 GMT -5
We have been slowly dragging our feet on everything. I have been waiting to make sure my new employer was gonna work out right before I signed on the dotted line. Sounds like things are moving along, so I picked up the check today. Truck is now getting detailed so will be on the road next week.
Next project is getting the old truck cleaned up to sell. Same guy I'm buying from has somebody interested in it already, for way more than I expected it to bring. Fingers crossed on that deal too.
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Post by treetop on May 5, 2023 13:31:52 GMT -5
With this new ride your probably now going to want me to create a parking spot and a sign that says reserved for Deaddeer for you in my drive
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Post by genesis273 on May 5, 2023 13:36:12 GMT -5
We have been slowly dragging our feet on everything. I have been waiting to make sure my new employer was gonna work out right before I signed on the dotted line. Sounds like things are moving along, so I picked up the check today. Truck is now getting detailed so will be on the road next week. Next project is getting the old truck cleaned up to sell. Same guy I'm buying from has somebody interested in it already, for way more than I expected it to bring. Fingers crossed on that deal too. Congratulations sir! |
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Post by huntsemall on May 5, 2023 13:39:47 GMT -5
Sounds like it all has worked out perfectly!
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Post by greghopper on May 5, 2023 14:41:47 GMT -5
Interesting. Our insurance company (Auto-Owners) wouldn't insure ours for anything above liability. Just got insurance set up on the new ride. Indiana Farmers covers it 100% full value on rebuilt title. They were happy it was professionally repaired and bought from a dealer. Maybe that is the difference? There is a difference in a salvage title and a rebuilt title…. Goggle is your friend |
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Post by deadeer on May 5, 2023 16:25:25 GMT -5
Just got insurance set up on the new ride. Indiana Farmers covers it 100% full value on rebuilt title. They were happy it was professionally repaired and bought from a dealer. Maybe that is the difference? There is a difference in a salvage title and a rebuilt title…. Goggle is your friend Yep, salvage title is after its totalled. Rebuilt is after made whole again and deemed road worthy. I've been thru this procedure many times since 1996. It's the only way I can afford a nice ride. Nothing wrong with used parts, for SOME repairs. Obviously a reputable business is paramount in this situation. |
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Post by greghopper on May 5, 2023 16:48:56 GMT -5
There is a difference in a salvage title and a rebuilt title…. Goggle is your friend Yep, salvage title is after its totalled. Rebuilt is after made whole again and deemed road worthy. I've been thru this procedure many times since 1996. It's the only way I can afford a nice ride. Nothing wrong with used parts, for SOME repairs. Obviously a reputable business is paramount in this situation. My point was when it comes to getting vehicles insured… rebuild is easy to insure some won’t do full coverage on salvage title vehicles! Guess if someone pays enough things could change… maybe not. |
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Post by lawrencecountyhunter on May 5, 2023 17:59:26 GMT -5
Interesting. Our insurance company (Auto-Owners) wouldn't insure ours for anything above liability. Just got insurance set up on the new ride. Indiana Farmers covers it 100% full value on rebuilt title. They were happy it was professionally repaired and bought from a dealer. Maybe that is the difference? Good deal! What do they consider the value reduction to be between clean/rebuilt titles? |
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Post by lawrencecountyhunter on May 5, 2023 18:07:00 GMT -5
Yep, salvage title is after its totalled. Rebuilt is after made whole again and deemed road worthy. I've been thru this procedure many times since 1996. It's the only way I can afford a nice ride. Nothing wrong with used parts, for SOME repairs. Obviously a reputable business is paramount in this situation. My point was when it comes to getting vehicles insured… rebuild is easy to insure some won’t do full coverage on salvage title vehicles! Guess if someone pays enough things could change… maybe not. As fas as insuring rebuilt title vehicles for comprehensive coverage, it must just vary company to company. Mine wouldn't, if I give that car to my daughter I may have to look into it a bit more. I was of the impression nobody would, clearly I was mistaken about that. As far as Salvage title, Indiana won't even register or plate one. It has to be converted to rebuilt to put it on the road. Other states may be different. |
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Post by deadeer on May 5, 2023 18:13:57 GMT -5
My point was when it comes to getting vehicles insured… rebuild is easy to insure some won’t do full coverage on salvage title vehicles! Guess if someone pays enough things could change… maybe not. As fas as insuring rebuilt title vehicles for comprehensive coverage, it must just vary company to company. Mine wouldn't, if I give that car to my daughter I may have to look into it a bit more. I was of the impression nobody would, clearly I was mistaken about that. As far as Salvage title, Indiana won't even register or plate one. It has to be converted to rebuilt to put it on the road. Other states may be different. Last paragraph 100% correct. |
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Post by duff on May 5, 2023 18:18:09 GMT -5
If you rebuild a salvage title yourself is there an inspection process to get it to a rebuild title?
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Post by deadeer on May 5, 2023 18:18:34 GMT -5
Just got insurance set up on the new ride. Indiana Farmers covers it 100% full value on rebuilt title. They were happy it was professionally repaired and bought from a dealer. Maybe that is the difference? Good deal! What do they consider the value reduction to be between clean/rebuilt titles? My one bank would NOT lone a dime on the rebuilt. My other go to bank has changed to only loaning 50% on rebuilt. I put all my info into their lap, including all the prior vehicles they've loaned on, credit score, my loyalty to them, etc. They kicked in an extra 30%, so I'm on the hook for 20% of total, which I planned on applying similar amount anyway. So it worked out fine. Things have changed. Prior, they always loaned us 100%. |
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Post by lawrencecountyhunter on May 5, 2023 19:34:16 GMT -5
Good deal! What do they consider the value reduction to be between clean/rebuilt titles? My one bank would NOT lone a dime on the rebuilt. My other go to bank has changed to only loaning 50% on rebuilt. I put all my info into their lap, including all the prior vehicles they've loaned on, credit score, my loyalty to them, etc. They kicked in an extra 30%, so I'm on the hook for 20% of total, which I planned on applying similar amount anyway. So it worked out fine. Things have changed. Prior, they always loaned us 100%. I was wondering more about insurance. I looked up Kelley Blue Book, they say a rebuilt is worth 20-40% less, I guess that's probably what insurance would pay out. Anyway, that's a sweet looking truck and I'm jealous! |
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Post by deadeer on May 5, 2023 20:32:24 GMT -5
If you rebuild a salvage title yourself is there an inspection process to get it to a rebuild title? Not that I ever heard of, except... you have to have receipts and proof where you got the parts to repair. Nothing from a chop shop. Lol |
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